allier.immothe buyer’s ally in propertyby chasse.immo
Technique T7 of 8 · add value to a property

Divide into several homes

Major

Buy big, sell small. A 5-room flat can be worth less than two 2-room flats and a studio added together, because small units attract more buyers and investors. Dividing requires real technical and legal preparation.

For which property

For a large house, a large older flat, a small building sold as a whole.

Permission

Prior declaration or permit depending on the works; co-owners’ approval.

Professionals

Surveyor, notary, tradespeople, Enedis for the meters.

Administrative time

Several months: processing, vote at the co-owners’ meeting, connections.

Where it pays: actual sales

Montluçon

Small units are worth more per m²

Median price per m² of flats:

€/m²sales
Studio up to 35 m²€80778
35 à 55 m²€708323
55 à 80 m²€701591
80 à 120 m²€694193

A studio sells for +15% per m² compared with a flat of 55 to 80 m².

Source: DVF, city of Montluçon, since July 2021.

Vichy

Yes, except near the parks

Median price per m² of flats:

€/m²sales
Studio up to 35 m²€1,850495
35 à 55 m²€1,633808
55 à 80 m²€1,554932
80 à 120 m²€2,007414

A studio sells for +19% per m² compared with a flat of 55 to 80 m².

Two opposite markets. Outside the parks and spa area, a studio is worth +21% more per m² than a flat of 55 to 80 m²: dividing makes sense. Near the parks and the spa, the gap is only +3% and flats of 80 to 120 m² sell for more than studios (€2,244 against €2,009): cutting up a large flat there destroys value. The area in detail →

Source: DVF, city of Vichy, since July 2021.

Moulins

Small units are worth more per m²

Median price per m² of flats:

€/m²sales
Studio up to 35 m²€1,387105
35 à 55 m²€1,271193
55 à 80 m²€1,173277
80 à 120 m²€1,255138

A studio sells for +18% per m² compared with a flat of 55 to 80 m².

Source: DVF, city of Moulins, since July 2021.

The gap per m² is not enough: dividing costs partitions, a kitchen and a shower room per home, meters, a surveyor and a notary. It must always be worked out at full cost, compared with the sale price of small units in the same street.

Towns where studios are worth the most per m²

TownDépartementunder 35 m²55 à 80 m²gap per m²
MarlyNord€6,829€1,598+327%
Pointe-à-PitreGuadeloupe€4,532€1,275+255%
Le ValVar€6,534€2,457+166%
Châtenoy-le-RoyalSaône-et-Loire€3,075€1,176+161%
FrouzinsHaute-Garonne€6,455€2,575+151%
Sainte-LuceMartinique€5,316€2,139+149%
Les AbymesGuadeloupe€3,675€1,491+146%
FayenceVar€6,167€2,600+137%
Le DiamantMartinique€7,545€3,324+127%
MouyOise€2,885€1,384+109%
Villeneuve-d'AscqNord€4,659€2,282+104%
GuingampCôtes-d'Armor€2,878€1,471+96%
AubergenvilleYvelines€3,529€1,814+95%
Clichy-sous-BoisSeine-Saint-Denis€3,316€1,707+94%
AvonSeine-et-Marne€4,107€2,141+92%
See the top 100 towns
TownDépartementunder 35 m²55 à 80 m²gap per m²
Le CreusotSaône-et-Loire€1,778€930+91%
ForcalqueiretVar€4,000€2,114+89%
MontbéliardDoubs€1,471€800+84%
SarcellesVal-d'Oise€3,636€1,985+83%
BiscarrosseLandes€5,184€2,854+82%
LandivisiauFinistère€1,939€1,075+80%
Verneuil-sur-SeineYvelines€4,714€2,654+78%
Saint-PriestRhône€4,400€2,489+77%
Ablon-sur-SeineVal-de-Marne€4,615€2,621+76%
Boussy-Saint-AntoineEssonne€3,906€2,231+75%
Savigny-sur-OrgeEssonne€3,858€2,206+75%
Aulnay-sous-BoisSeine-Saint-Denis€4,234€2,433+74%
Petit-BourgGuadeloupe€5,516€3,179+74%
BeynesYvelines€4,055€2,341+73%
La Chapelle-Saint-MesminLoiret€3,233€1,870+73%
CrosneEssonne€4,397€2,546+73%
FrontignanHérault€4,621€2,684+72%
Saint-Germain-lès-ArpajonEssonne€4,121€2,400+72%
La TrinitéMartinique€3,943€2,300+71%
Sainte-AnneGuadeloupe€5,777€3,371+71%
Châteauneuf-les-MartiguesBouches-du-Rhône€5,809€3,391+71%
Chilly-MazarinEssonne€4,218€2,467+71%
MoissacTarn-et-Garonne€1,549€906+71%
MaubeugeNord€1,481€867+71%
DomontVal-d'Oise€4,630€2,737+69%
VillepinteSeine-Saint-Denis€3,800€2,250+69%
Magny-en-VexinVal-d'Oise€3,135€1,867+68%
Chennevières-sur-MarneVal-de-Marne€4,777€2,849+68%
AvignonVaucluse€3,000€1,793+67%
Fleury-les-AubraisLoiret€2,688€1,623+66%
MartiguesBouches-du-Rhône€4,062€2,455+66%
Saint-Pierre-des-CorpsIndre-et-Loire€2,564€1,555+65%
Le Petit-QuevillySeine-Maritime€2,387€1,449+65%
Sotteville-lès-RouenSeine-Maritime€2,381€1,451+64%
IsleHaute-Vienne€2,524€1,541+64%
RochefortCharente-Maritime€3,136€1,929+63%
TarasconBouches-du-Rhône€2,140€1,317+62%
YerresEssonne€4,485€2,761+62%
ArèsGironde€6,432€3,975+62%
MarommeSeine-Maritime€2,038€1,260+62%
CholetMaine-et-Loire€2,647€1,645+61%
Villeneuve-la-GarenneHauts-de-Seine€4,727€2,941+61%
MontataireOise€2,147€1,340+60%
FalaiseCalvados€2,565€1,601+60%
Salon-de-ProvenceBouches-du-Rhône€3,548€2,215+60%
BeauvaisOise€2,274€1,419+60%
Tonnay-CharenteCharente-Maritime€2,656€1,662+60%
Saint-Jean-de-la-RuelleLoiret€2,469€1,545+60%
Carry-le-RouetBouches-du-Rhône€8,143€5,107+59%
ViasHérault€4,284€2,692+59%
BronRhône€4,192€2,638+59%
Mont-Saint-AignanSeine-Maritime€3,000€1,890+59%
La Seyne-sur-MerVar€4,468€2,821+58%
VénissieuxRhône€4,059€2,566+58%
Vandœuvre-lès-NancyMeurthe-et-Moselle€2,403€1,522+58%
Villeneuve-Saint-GeorgesVal-de-Marne€3,438€2,182+58%
Les MureauxYvelines€2,892€1,836+58%
BeaugencyLoiret€2,037€1,294+57%
PithiviersLoiret€1,750€1,113+57%
Boissy-Saint-LégerVal-de-Marne€4,367€2,782+57%
BeaurepaireIsère€2,029€1,294+57%
Les Clayes-sous-BoisYvelines€4,293€2,738+57%
PortiragnesHérault€3,321€2,124+56%
SevranSeine-Saint-Denis€3,400€2,175+56%
Les UlisEssonne€3,611€2,314+56%
Saint-André-les-VergersAube€2,248€1,442+56%
MontargisLoiret€1,700€1,091+56%
AjaccioCorse-du-Sud€5,000€3,214+56%
CompiègneOise€2,978€1,915+55%
Viry-ChâtillonEssonne€3,939€2,536+55%
Le PradetVar€5,431€3,499+55%
RoubaixNord€2,651€1,711+55%
Talmont-Saint-HilaireVendée€3,609€2,341+54%
Mitry-MorySeine-et-Marne€4,243€2,753+54%
Meulan-en-YvelinesYvelines€3,112€2,026+54%
Marly-le-RoiYvelines€5,576€3,630+54%
BihorelSeine-Maritime€2,111€1,376+53%
CréteilVal-de-Marne€5,310€3,462+53%
MarignaneBouches-du-Rhône€3,468€2,261+53%
RognacBouches-du-Rhône€4,091€2,671+53%
Évry-CourcouronnesEssonne€3,333€2,184+53%
Sainte-Geneviève-des-BoisEssonne€4,094€2,683+53%
ÉzanvilleVal-d'Oise€4,194€2,750+52%
Nogent-sur-OiseOise€2,217€1,455+52%
Roquebrune-sur-ArgensVar€5,417€3,554+52%

Median price per m² of flats of 2021 to 2025, at least 8 sales in each size (1,398 comparable towns, ranked by gap). National ranking, all towns analysed on the site.

How to do it

Steps

  • Check the PLU (parking per home created) and, in a co-ownership, the rules.
  • Plan for each unit its own entrance, kitchen, shower room, meter, supply and drainage.
  • Bring in a surveyor (division schedule, shares) and a notary (amendment to the rules).
  • Soundproof the partitions between homes.

What to watch

  • Getting an electricity meter installed by Enedis can take several months: build it into the schedule.
  • In a co-ownership, the new split of charges and works on common parts require a vote at the general meeting.
  • Planning permission can be challenged for two months after it is displayed on site.

Ranking: heavy

Technique T7 of 8, ranked by works, planning permission and professionals involved. Compare the 8 techniques →

Your purchase project

Interested in a property?

Before making an offer, you need to know what the property is worth here: actual recorded sales nearby, the effect of its energy rating (EPC), the cost of works, the planning rules for the plot. I go through this analysis with you, and an adviser from the network can visit it for you.

  • Asking price compared with nearby sales and the EPC
  • Cost of works based on local energy audits
  • Review of the local plan (PLU), easements and the plot's potential
  • Remote property search: viewing and checks by an adviser on the spot
  • After buying a rental property: finding a tenant, then management with Ma Gestion Locative
Frédéric Riot
Property search with Chasse.immo (solution.immo group), agence.immo network · Property data analyst · anywhere in France
Phone06 01 71 39 91
Emailcontact@allier.immo
Address5 Ter rue Notre Dame, 03100 Montluçon, France
Request a call back

Your details are only used to call you back. They are never sold or used for advertising.

City pages: Montluçon · Vichy · Moulins.